About Us

Who we are

Rockford Municipal Employees Credit Union has been serving our members since 1942 offering a variety of quality financial services. Charted on July 14, 1942, the original office was located at the Water Department with Wesley Johnson at the helm for many years. In August 1992, Rock-Winn Credit Union who served Winnebago county employees merged with Rockford Municipal Employees Credit Union. RMECU provides a complete line of services for all your financial needs and takes pride in a tradition of excellent service.

Once you become a RMECU member, you also become an owner. That's the Credit Union difference. As a member-owner, you also help guide the Credit Union's future by voting for our Board of Directors. So, your membership really does make a difference! And as a non-profit financial cooperative, RMECU offers you better rates, lower fees and easy access to a variety of financial products and services.

Thanks to the support of our membership, the Credit Union has over 2800 members and continues to grow and offer more services to meet your needs. Whether you are looking for higher yields on savings and investment, lower rates on a variety of loans (including vehicle, personal and home equity) or convenient services such as checking, low rate VISA® and ATM access to your account, RMECU offers all this and more.

RMECU is a state-chartered credit union, organized under strict regulatory laws that are monitored and enforce by the National Credit Union Administration (NCUA) an agency of the U.S. Government and the Department of Financial Institutions (DFI) an agency of the state of Illinois. The NCUA insures each member account for $250,000.00. 

Our Mission Statement

Rockford Municipal Employees Credit Union is a not-for-profit cooperative. Our purpose is to provide financial services to our members with competitive rates, while maintaining our financial stability.

The Credit Union Difference

What is the credit union difference?

Credit unions began as an idealistic, yet practical, experiment. The concept was simple: Members pool their savings and lend to each other. Today, thousands of credit unions-which are democratically controlled financial cooperatives-serve millions of members worldwide. In the U.S., credit unions have been the favorite among consumers surveyed in the American Banker satisfaction survey every year the independent publication has done the study-since 1983.

Unlike banks, credit unions do not have stock holders. The income earned on loans, investments and fees is returned to members in the form of higher savings rates, lower loan rates, investments and additional products and services. Funds on deposit at a credit union are federally insured by the National Credit Union Association (NCUA) an agency of the U.S. government.

As a member of the credit union, you are encouraged to attend the annual meeting. At the annual meeting you may vote to elect a volunteer board of directors who oversee the credit union's operations.

Rockford Municipal Employees Credit Union (RMECU) was established in 1942 to serve the employees of the City of Rockford. In 1992 Rock-Winn Credit Union merged with Rockford Municipal Employees Credit Union to add Winnebago County employees to the field of membership. To see a complete list of who is eligible to join CLICK HERE.

RMECU offers a full array of financial products and services including online banking, online bill pay service and online loan applications.

CU Entrance


Board Directory


Wallis Parson, Chairman
Chuck Doyle, Vice Chairman
Steven Chapman, Treasurer
Brenda Foote, Secretary
Katrina Cossey
Shirley Foltz
Jeff Schroder
Dustin Oberbroeckling
Mary Ogden
David Said
Kristie Bellone


Jody Mernack, President
Gloria Dingley, Vice President

If you are interested in becoming a board member please contact Jody Mernack, President at (815) 316-4655.

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